Tools Center
Factoring tools for trucking companies
Work out what an invoice actually nets, put two or three proposals side by side, and pressure-test an agreement before you sign it. Free, no signup, nothing saved.
Compare Factoring Options for Your Fleet
Four quick details. No obligation.
Short answer
Use the cost calculator to see net cash on a single load, the offer comparison tool to line up competing proposals field by field, the agreement checklist to find the clauses that decide what leaving costs, and the switching assessment if you are already under contract. Every result is an estimate based on what you enter — final terms come from the factoring provider you choose.
Tools
Factoring cost calculator
Advance, reserve, factoring charge, per-funding fees and net proceeds on one invoice.
Compare factoring offers
Enter two or three proposals and see exactly where they differ.
Factoring agreement checklist
21 contract points, explained in plain language, with a list of what to clarify.
Upload a factoring proposal
Extract rate, advance, term, minimums, termination and funding fees from a proposal you already have.
Should I switch factoring companies?
An assessment of what to resolve before you move providers.
How to use the tools together
Most carriers run them in order. The calculator tells you what a typical load nets under a given rate and advance, which is the number that matters far more than the headline percentage. The comparison tool then shows where two providers actually diverge — usually in the per-funding fee, the monthly minimum and the notice period, not the rate. The agreement checklist takes the winning proposal and turns it into questions you can send in writing. If you already factor elsewhere, the switching assessment surfaces the reserve, UCC and open-invoice issues that decide whether a move is clean or expensive.
None of this replaces reading your own contract, and none of it is an offer. It exists so the conversation with a provider starts from an informed position.
HaulFund Trucking Cash Flow Brief
Practical updates on trucking cash flow, factoring contracts, rates and provider selection. Sent when there is something worth sending.
Educational content only. HaulFund is a factoring broker and does not make credit, approval or funding decisions.
Frequently asked questions
- Are these tools free?
- Yes. No signup, no email and nothing is stored. Everything runs in your browser using the numbers you type in.
- Do the results represent a factoring offer?
- No. HaulFund is a factoring broker, not a factoring provider. Actual rates, fees, advance amounts and terms come from independent third-party providers and are subject to their approval.
- Which tool should I start with?
- If you are pricing factoring for the first time, start with the cost calculator. If proposals are already on your desk, use the offer comparison tool. If you are under contract elsewhere, start with the switching assessment.
Want help comparing your options?
Send us the proposals you already have, or start from scratch. HaulFund compares factoring options from participating third-party providers — the provider you choose makes the final decision.
HaulFund is a factoring broker and is not a direct lender or factoring provider. HaulFund connects businesses with independent third-party factoring providers. HaulFund does not make final credit, underwriting, approval, or funding decisions. Rates, fees, advance amounts, funding times, contract terms, and eligibility vary by provider and are subject to provider approval.