Learning Center
Freight factoring, explained one question at a time
Every guide here answers a single question a transportation business actually asks before signing a factoring agreement — written to be useful whether or not you ever contact us.
Compare Factoring Options for Your Fleet
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Short answer
The Learning Center covers four areas: how factoring works, what it costs, what the contract says, and how to compare providers. Start with the trucking factoring pillar if you are new to factoring, or jump straight to the contract guides if you already have a proposal in hand.
Start here
The pillar pages that everything else connects back to.
Trucking factoring guide
How freight factoring works, end to end.
Freight factoring rates
Flat vs tiered pricing and true all-in cost.
Compare factoring companies
The criteria that actually separate providers.
Switching factoring companies
Notice, buyouts and UCC releases in order.
What is a factoring broker?
The brokerage model and who decides what.
California trucking factoring
Drayage, Central Valley reefer, coast-to-coast lanes.
How factoring works
How factoring works for trucking companies
From delivered BOL to funds in the account.
Recourse vs non-recourse factoring
Who absorbs the loss when a debtor does not pay.
What is a Notice of Assignment?
The letter that redirects your customer's payment.
What is a UCC filing?
Perfection, first position and release timing.
Freight factoring glossary
90+ proposal and contract terms defined in plain English.
Done with the research? Compare your factoring options.
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Tell us your MC number and how much you invoice a month, and we'll work to identify available factoring options based on your business profile and participating provider availability.
HaulFund is a factoring broker and is not a direct lender or factoring provider. HaulFund connects businesses with independent third-party factoring providers. HaulFund does not make final credit, underwriting, approval, or funding decisions. Rates, fees, advance amounts, funding times, contract terms, and eligibility vary by provider and are subject to provider approval.